RV and Motorhome Insurance

RV Insurance: Protecting Your Dream on Wheels

For many owners, a recreational vehicle is like the American Dream on wheels. If you own an RV, you know those dreams don't come cheap. That's why it's critical to select appropriate RV insurance.

RV Insurance Goes Beyond Auto Coverage

For many RVers, their vehicle serves as a primary residence for long stretches of the year. Maybe you're retired and use your RV to tour America's highways, byways, parking lots, and RV parks. Maybe your RV is your family vacation engine. No matter how you use your RV, it's important to choose a policy that incorporates its recreational value and doesn't classify it as another automobile.

A couple of people hanging out in the woods
A blue and white rv with trees in the background

What Does RV Insurance Cover?

Whether you need coverage for a travel trailer, a fifth wheel, a camper, or motor home, we'll find you the RV insurance you need to protect your assets at the most affordable rates possible.  We also have policies for full time use. 

  • Motor Homes, Travel Trailers, & Campers

RV policies can provide coverage for motor homes, travel trailers, truck or van campers, and even horse trailers.

RV Insurance & Common Perils

A standard RV insurance policy covers the most common risks RVers face: fire, storms, theft, and collision. Property coverage sometimes varies from one policy to the next; however, nearly every RV policy provides some level of coverage of the following coverage types:

RV Insurance Bodily Injury Coverage

Bodily injury coverage reimburses the RV owner, their family, and anyone else who rides in the RV for bodily injury.

RV Insurance Accident Coverage

Accident coverage pays for any damage to an RV caused by an accident.

RV Insurance Liability Coverage

Liability insurance pays reimbursement to anyone who suffers bodily injury and/or property damage arising from your RV use.

RV Insurance Theft, Fire & Vandalism Coverage

Theft, fire, and vandalism coverage pays losses arising from theft, fire, vandalism, and other assorted mishaps. This coverage remains in force even when the RV is in storage.

RV Insurance Emergency Roadside Assistance

Emergency roadside assistance prevents you from being stranded if the RV suffers an unexpected breakdown out on the road.